Small Business Loans

Small Business Loans

Small Business Loans For Your Business

Preferred SBA Lenders has designated our analysts at Polaris Commercial Funding Group as Preferred Financial Services Providers. Allow us to help you secure a high-quality small business loan.

Commercial Real Estate

If you would like to build, refinance, purchase or renovate an owner-occupied space, please contact us. We regularly work with businesses such as restaurants, single-purpose buildings, non-conforming properties and gas stations.

Purchase – Build – Refinance – Renovate – Owner-occupied

  • Non-conforming properties
  • Single-purpose buildings
  • Gas stations
  • Restaurants
  • Repair Shops
  • Auto Dealerships
  • Hotels and motels
  • Convalescent hospitals
  • Veterinary

Existing Business Acquisition Loans

Our fully-amortized loans offer as much as 80 percent financing, terms as long as 15 years and amounts of as much as $1.25 million. We are happy to pre-approve you within 48 hours and will use your cash flow and management capabilities as indicators.

  • Your company’s cash flow & management capabilities are our primary indicators
  • Up to $1.25 million a year
  • Up to 15-year term
  • Up to 80% financing
  • Loans fully amortized, no balloons
  • No pre-payment penalty
  • 48 hour pre-qualification

Equipment Financing

You can get the tools you need without having to make large, upfront payments. We have worked across a number of industries, such as laundry and dry cleaning, medical and printing and binding.

  • Commercial printing and binding
  • Machine tools
  • Manufacturing Equipment
  • Heavy Equipment
  • Trucking
  • Medical Equipment
  • Laundry/dry cleaning
  • Diagnostic Equipment

Larger Loans

Our options range up to $5 million and feature flexible terms and competitive rates. These loans do not have any pre-payment penalties and are fully amortized with terms as long as 25 years.

LOANS UP TO $5 MILLION

  • No cost pre-qualification letters
  • Competitive rates and flexible terms
  • No pre-payment penalties
  • Up to 90% financing
  • Up to 25-year terms
  • Fully amortized
  • Fixed and variable rate options on both 7a and 504 programs

7(a) Program

We can negotiate loans through the Small Business Administration to secure between $200,000 and $5 million for your company. Most businesses that meet SBA standards qualify for these loans, and commercial real estate businesses must be at least partially occupied by the borrower. Features of the 7(a) program include:

  • Up to 90 percent financing for refinancing, construction and real estate loans
  • Up to 80 percent financing for business acquisitions
  • As much as 100 percent financing for debt refinancing and equipment acquisition

Term lengths vary, with 25 years for real estate, 10 for equipment and business acquisitions and seven for permanent working capital.

504 Program

Our team is happy to provide you with as much as 90 percent financing for a refinance, construction or real estate acquisition. We can also give as much as 80 percent financing for equipment acquisition through our 504 program. Our first mortgages come with terms of 25 years, and our second mortgages feature 20-year terms.

Contact Us Today

To find out more about how our team at Polaris Commercial Funding Group can assist your small business, please contact one of our representatives for a free consultation.